Privacy Policy

Last Updated: 22/06/25

XM Financial Services (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website and services.

1. Information We Collect

We may collect the following information:

  • Personal details (name, phone number, email address, mailing address)

  • Financial information necessary for accounting, tax, or credit repair services.

  • Payment and billing information

  • Information you voluntarily provide via contact forms, emails, or calls

2. How We Use Your Information

We use collected information to:

  • We use collected information to:

  • Respond to inquiries and communicate with you

  • Process payments and manage accounts

  • Send updates, newsletters, and promotional materials (if you opt in)

  • Comply with legal and regulatory obligations

3. Sharing of Information

We do not sell your personal information. We may share your information with:

  • Trusted third-party vendors who assist in service delivery (e.g., payment processors, IT providers)

  • Government or regulatory authorities when required by law

  • Professional partners involved in your financial services with your consent

4. Data Security
We implement reasonable technical and organizational measures to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

  • Access and request a copy of your personal data

  • Request correction or deletion of your data

  • Opt out of marketing communications

  • Withdraw consent where processing is based on consent

6. Cookies & Tracking
Our website may use cookies to improve your browsing experience and analyze website traffic. You can disable cookies through your browser settings.

7. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from children.

  • Access and request a copy of your personal data

  • Request correction or deletion of your data

  • Opt out of marketing communications

  • Withdraw consent where processing is based on consent

8. Third-Party Links
Our website may include links to third-party sites. We are not responsible for the privacy practices of these external websites.

9. Changes to Privacy Policy
We may update this Privacy Policy from time to time. Any updates will be posted on this page with the revised date.

10. Contact Us
If you have questions or concerns about these Terms or our Privacy Policy, please contact us:

XM Financial Services
5901 Vision Rd, St. Cloud Florida 34771,
Phone: +1 939-277-9405
Email: [email protected]